If you live in South Africa and you have found the property you have searched for and decide to get a home loan to finance the purchase, you have to decide on an institution that will guide you through the process of securing the bond for your home purchase. It has to be a company [...]

When you apply for a home loans in South Africa, you will need to ascertain if you want to be able to access the money which is available for your loan, if your requirement is for amounts over 100% and the rate it is offered at. Most institutions in South Africa are able to give different loan [...]

First time home owners in South Africa, or anywhere else for that matter, face the difficulty of securing a home loan for their home purchase. With the criteria for the qualification for a home loan, although there are some similarities, is different everywhere. If you fall in this category, and are unsure of the process, this guide should help [...]

Repossessed properties, also known as repos, are properties which have been repossessed or taken back by the institution which financed it. Properties are repossessed when the mortgagors are delinquent in their repayment of the home loans, or those who have a genuine difficulty in repaying the home loans. The idea behind repossessing the property is that the institutions [...]